15 questions, $100 to $1,000,000. Four options, one right. Rungs 5 and 10 are safe havens: once you pass them, $10,000 and $100,000 are yours whatever happens above. A wrong answer drops you to the last safe haven you passed. Below rung 5 nothing is safe.
Say your letter. Daniel asks “lock it in?” — say yes and it is locked, no changes after that. Before you lock you can walk away and keep the last rung you answered.
Four contestants, one ladder each, one episode. Only the highest climb wins the funded account. A tie goes to the host.
Two wrong answers disappear. Two are left and one of them is right. Once per climb, only while a question is up.
Your person joins on a video call. From the moment the clock starts you have 30 seconds together. Once per climb, only while a question is up.
Play it before the question is shown. If you then get it wrong you do not fall: you stay on the rung and get a fresh question for the same money. Get it right and the Joker is spent anyway. One use, and it cannot be played once the question is up.